The insurance market is faced with multiplying regulations. To better support you, Docaposte has created specific high-added-value delegation solutions, directly linked to regulatory changes.
The European directive Solvabilité 2 aims to standardize regulations in the EU, ensure better competitiveness internationally, and to reinforce the strength of establishments to better protect insurees and their beneficiaries. A number of regulations aiming to protect clients have been introduced in recent years:
Insurance companies are today under pressure to implement often complex processes to guarantee long-term compliance with different regulations.
Docaposte supports its clients with compliance issues with a wide range of services aiming to optimize the associated processing.
AssurRisques is a complete delegation offer for inheritance and escheats for the insurance of persons (savings and/or life insurance) through asset management and banking operations. It is supported by:
Complete delegation of estate and unclaimed assets management
An easily externalizable process for termination of contracts
Limit exposure to regulatory risk imposed by the regulator based on: AGIRA1 and AGIRA2 processing, Eckert law reporting as well as transfers to the French CDC (State controlled fund)
An increase in the rate of reinvestment based on responsiveness and communication
In the context of estate administration, we cover penalties imposed by the Eckert and PACTE laws on possible delays for which we are responsible
Operational efficiency, still an obligation:
To be KYC compliant requires the implementation of protocols, human expertise, and technologies according to the client risk profile. This regulatory compliance requires secure authentification and identification, from onboarding and throughout the client lifecycle.
Know Your Customer (KYC) and anti-fraud checks are strategic for operators subjected to regulations against money laundering and financing terrorism (AML-CFT). These issues meet at the intersection of compliance and client relations and require solutions that combine the best of digital and human expertise. Regulatory constraints are being reinforced and the need to offer streamlined client journeys is increasing.
Certified identification components
Complete omnichannel client contact platform
Back-office tracking executed checks
Modular architecture adapted to the needs of each client
Automation of KYC processes to reduce processing costs
Expertise of our back-office teams in fraud detection
Certified identification components
Complete omnichannel client contact platform
Back-office tracking executed checks
Modular architecture adapted to the needs of each client
Automation of KYC processes to reduce processing costs
Expertise of our back-office teams in fraud detection