Credit solutions

Credit solutions Contact an advisor

Credit is a driving force for banking activity and a way of attracting new clients. Docaposte offers a range of services to improve client experience and to streamline back-office processing.

Facilitating and optimizing credit management.

Credit solutions throughout the credit granting process

From data collection and Back Office processing up to signing the contract, Docaposte has a wide range of solutions and services to support your credit granting processes:

Collecting documents, document and consistency checks
Financial collection (banking operations and ratio calculation)
Business controls with our e-Credit hub
Contact management: consultation, identification, electronic subscription

Manage credit risk

Faced with the growth of the B2B credit market, banks and financial establishment need to optimize their processing methods. Docaposte offers a financial analysis and decision-making solution. Objective: manage risks whilst streamlining the credit granting process.

Supporting decision making
- Reliable data for loan approval decisions
- Know the financial health of the business before granting a line of credit
Compliant with prudential standards
- Monitor credit risk
- Regularly evaluate the evolution of the financial health of client businesses
- Regulatory-compliant
Adaptability
- Solutions coherent with your organization
- Rapid access to information
- Personalized financial analysis

Facilitate balance sheet management

Amongst other issues in the banking sector are the acquisition of supporting client documents and updating existing data. Docaposte supports establishments via:

Checking collected documents: collection from different sources and checking of imported balance sheets respecting different norms
Business support: supporting decision making by automatic generation of financial analysis, reviews, consolidated reports and financial ratings by a calculation engine according to the client system.
Reliability of IS data: consultation of collected balance sheets by bank employees, to enter and correct balance sheets